Shift HR

Loan Officer

Do you love meeting people, building relationships, and helping small businesses get the capital they need to grow? Do spreadsheets and community events both make sense in your world? If yes — keep reading.

What You’ll Be Doing (aka your everyday impact)

• Build and nurture relationships with community leaders and referral partners
• Represent the organization at community events, meetings, and networking opportunities
• Meet with prospective borrowers to understand their goals and funding needs
• Collect and review financial documents to support sound lending decisions
• Analyze creditworthiness and evaluate collateral
• Structure loan terms and negotiate agreements that work for everyone
• Prepare and present loan proposals for management approval
• Deliver timely application review and excellent communication (no ghosting borrowers — we’re all adults here)
• Provide technical assistance and guidance to applicants and small business owners
• Connect with and occasionally present to the Board
• Volunteer and stay visible in the community we serve

What Makes You a Great Fit

• You have a Bachelor’s degree from an accredited four-year college or university with major course work in finance, business administration, economics, or a related field.
• You have two years of experience in small business lending, underwriting, commercial banking, business, or community development finance.
• You have a background of underwriting and an understanding of financial analysis, cash flow analysis, and collateral evaluation.
• You have strong time management and organizational skills as well as a high level of attention to detail – especially while working remotely.
• You can work effectively with community-based organizations, banks, CPAs, small businesses, entrepreneurs, and public sector administrators.
• You possess impeccable personal integrity and the ability to maintain confidentiality of borrower data.
• You are proficient in Microsoft Office Suite, with emphasis on Word, Excel, and PowerPoint.

Why Work With Us

• Your work directly impacts real businesses and real families
• Supportive leadership and a mission-driven environment
• Opportunities to engage in the community, not just sit behind a desk
• Professional growth in lending, underwriting, and community development

Benefits Include:

• Competitive Salary
• Generous retirement plan match.
• Health, dental and vision insurance.
• Paid Time Off (PTO) plus holidays